No Credit Scoring
Other lenders sift through your credit file to gather information with which they can then credit score you. And with the current "Credit Crunch" a less-than-perfect credit score (and credit history) often leads to a refusal to lend.
But all our specialist lender wants to know is:
- If you can provide a guarantor for your loan, and...
- That you are not bankrupt or currently involved in an IVA
[see the general lending criteria]
To check the bankruptcy/IVA aspect they do refer to your credit file. But they are not interested in any other details in your credit file. The search they make will be registered on your credit file, but they do not credit score you - either via computer or manually.
This process means that our lender is more likely to be able to say "Yes" to your loan application than virtually anyone else. Apply Now
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