Bad Credit Histories Don't Matter to Us
In a world of credit files, credit histories, credit scores and the dreaded term "credit status" it's great to be able to say that these mean nothing to us!
Bad credit histories don't matter to us because we don't take very much notice of your credit file. All we need to be sure of is that you are not currently bankrupt or involved in an IVA.
We can take this attitude to lending because you provide a guarantor for your loan - someone who knows you much better than any credit file or computerised credit score ever can! If they are willing to back you then we are probably willing to lend.
Beat the Credit Crunch
So in our world there's no such thing as the "Credit Crunch". Let us prove that it is possible to beat your credit problem. Complete our simple online form and we'll send you the paperwork you need.
Also see our FAQs and more information about how our no-credit-check loans work.
Final Thought - Check Your Credit Report
Although your credit file isn't really relevant to our loan product there are still 2 good reasons why you should check your credit report:
- Incorrect information - this could harm your chance of obtaining credit from other sources.
- Evidence of identity theft - i.e. people trying to obtain credit using your personal details and for which you might become liable.
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It makes great sense to occasionally check your credit report - they can be obtained for £2 from any of the three credit agencies, but it could also make sense to sign up for a more proactive service which gives you regular updates and alerts automatically - Solution Loans works with Experian to provide this credit report service.
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